Why File.Business.
The honest version. No state-fee markup is the entry; the operating system behind it is the reason 220,000+ founders stay.
Five reasons founders choose us.
No state-fee markup. Honestly.
Most competitors charge $39-$500. We charge $0. State fees passed through at cost. No upsells on every screen. Pricing on pricing.html - nothing hidden.
Operating system, not formation-only
Formation gets you the entity. We give you what comes next: BOI, banking, books, contracts, compliance tracking, tax CPAs, IP filings, all in one platform.
Partner network, not in-house only
Specialty CPAs for international tax. Specialty attorneys for patents. Brokers for insurance. We match you to the right expert; no generic call center.
Restricted industries policy
We do not service cannabis, adult-content, or firearms businesses. Explicit AUP. Honest about who we serve and who we do not.
Content depth as moat
600+ pages of guides. 283-term glossary with real examples. 8 interactive calculators. 25 free legal form builders. The deepest free resource library in the category.
Ready to start?
No state-fee markup. 60-day money-back. Cancel anytime.
Frequently asked questions
What makes File.Business different from LegalZoom or ZenBusiness?
No state-fee markup on formation, free year-1 registered agent, and the full operating system included (BOI tracking, annual reports, compliance calendar). Competitors charge for these separately.
Is the No state-fee markup a teaser?
No. The No state-fee markup is permanent on our Starter plan. State filing fees are passed through at cost. Pro tier ($19/mo) adds compliance automation; Premier ($49/mo) adds same-day formation.
Do you offer the same privacy as Northwest Registered Agent?
Yes. Our registered agent service shields your personal address from public state filings the same way Northwest's does. The privacy mechanic is identical.
How fast can I form an LLC with File.Business?
Same-day formation in Delaware, Wyoming, Nevada, Florida, and Texas. Most other states process in 5-15 business days.
Is File.Business a law firm?
No. We're a business operating system, not a law firm. For specific legal advice, our partner attorney network is available on-demand.
Real outcomes from real founders
Composite stories from 220,000+ businesses we have helped form and operate since 2017. Names changed; outcomes are typical.
Built on the same infrastructure used by 220,000+ businesses.
SOC 2 Type II audited
Independent annual security audit covering access control, change management, incident response, and data handling. Current report on request.
All 51 US jurisdictions
Every state plus DC plus Puerto Rico - direct filings, not third-party reseller. We hold registered-agent qualifications in every state we operate.
Deadline guarantee
If we miss a filing deadline on a service you pay us to manage, we pay the state penalty. Specific to each plan and the filings it includes.
4.9 from 8,200+ verified reviews
Independently verified by Trustpilot + Google + our own NPS infrastructure. Customer success team within reach by email, chat, or phone.
60-day money-back promise
Change your mind in the first 60 days and we refund our service fee in full. State filing fees pass through at cost and are non-refundable once paid to the state.
E&O insured
Errors and omissions coverage protects you from service errors. Carrier and certificate available on request for enterprise clients.