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BUSINESS OS · BOOKS & FINANCE

Books that update while you sleep.

Bookkeeping is the chore founders put off until tax season, and then pay for in a scramble. Books and Finance keeps your ledger current in the background, categorizing transactions, reconciling accounts, and producing clean financial statements, so your numbers are always ready for a lender, an investor, or the IRS, without you touching a spreadsheet.

always current · clean statements · SOC 2 secured
What it is

Bookkeeping that keeps itself current.

Books and Finance is a done-for-you bookkeeping and reporting service that runs continuously instead of once a quarter. It connects to your accounts, categorizes every transaction, reconciles the numbers, and produces the three statements every business needs: profit and loss, balance sheet, and cash flow. The point is that the work happens in the background, so you never face a shoebox of receipts at tax time. When a lender, an investor, or the IRS wants to see your finances, the answer is already prepared, accurate, and current.

BosAI I categorize your transactions, flag anything that looks off for a human to review, and keep your statements current so month-end and tax season are quiet. I help you stay organized; the numbers are handled with a bookkeeper, not tax advice from me. Meet BosAI →
3 reports
P&L, balance sheet, cash flow
24/7
updated in the background
0 scramble
ready before tax season
4.9/5
from 8,200+ founders
What you get

Clean numbers, without the busywork.

The service does the recurring work bookkeeping actually is, and hands you finished statements you can hand to anyone.

Your books, handledCategorized, reconciled, and reported
  • Transactions categorized. Every charge and deposit sorted into the right account, continuously, not in a year-end rush.
  • Accounts reconciled. Your books matched against your bank and card statements so the numbers are trustworthy.
  • Financial statements produced. Profit and loss, balance sheet, and cash flow, refreshed and ready to share.
  • Ready for tax and diligence. Clean books that hand straight to a tax preparer, a lender, or an investor.
Who it is for

For founders who would rather not do the books.

Bookkeeping is unavoidable, but doing it yourself rarely pays. This is for owners who want accurate numbers without becoming a bookkeeper.

A great fit
  • Businesses with regular transactions that need to be kept in order
  • Founders heading into a tax year without clean books
  • Companies raising money or borrowing, who need statements on demand
  • Owners who would rather spend their time on the business than the ledger
Maybe not yet
  • A pre-revenue entity with almost no transactions to record
  • Owners who already have a bookkeeper or accountant they trust
  • Businesses that have not opened a business account to track yet
  • Anyone who only needs a one-time tax filing, not ongoing books

Clean books start with a dedicated account to track. If you bank personally, open a business account first so your finances are separate from day one.

What is included

Everything a clean set of books requires.

The service covers the full cycle, from the daily categorizing to the statements a professional would produce, on a schedule you can rely on.

What Books & Finance coversThe full bookkeeping cycle, done for you
Always current
Categorization
Every transaction sorted into the correct account continuously, so nothing piles up.
Reconciliation
Your books matched against bank and card statements each period, so the totals are reliable.
Financial statements
Profit and loss, balance sheet, and cash flow, refreshed and ready to hand to anyone.
Human review
A bookkeeper reviews anything unusual, so the automation is checked by a person.
Tax-ready handoff
Clean books that hand straight to your tax preparer, so filing season is not a scramble.
Delivered with CPAs
Bookkeeping and reporting are delivered through vetted finance professionals in our network.

Books and Finance keeps your records; it does not replace tax advice. When it is time to file, your books are ready for the preparer.

How it works

From connected to current.

  1. 1
    Connect your accounts

    Your business bank and card accounts are linked so transactions flow in automatically.

  2. 2
    We categorize and reconcile

    Every transaction is sorted and the books are matched to your statements, continuously.

  3. 3
    A bookkeeper reviews

    Anything unusual is checked by a person, so the numbers hold up.

  4. 4
    You get current statements

    Your profit and loss, balance sheet, and cash flow stay ready to share at any time.

Why File.Business

Books are worth nothing if they are stale.

Most bookkeeping problems are timing problems: the work gets deferred until the numbers are urgent and wrong. Running it continuously means the answer is always ready, and the same platform already holds the entity and documents behind it.

Always current

The work happens in the background, so your numbers are ready whenever they are asked for.

A person in the loop

A bookkeeper reviews the automation, so the statements are trustworthy.

Tax season, quiet

Clean books hand straight to your preparer, so filing is not a last-minute rush.

Clear, flat pricing

Transparent pricing you can see up front. See pricing →

Questions and trust

Books & Finance, answered.

Do I have to do any of the bookkeeping myself?

No. Once your accounts are connected, transactions are categorized and reconciled for you, and a bookkeeper reviews anything unusual. You get finished statements without touching a spreadsheet. It connects best to a dedicated business account.

What reports do I get?

The three that matter: a profit and loss statement, a balance sheet, and a cash flow statement. They stay current, so they are ready whenever a lender, investor, or your tax preparer asks.

Is this the same as filing my taxes?

No. Books and Finance keeps your records accurate and ready. When it is time to file, those clean books hand straight to a tax preparer, which makes the actual filing far simpler.

Who actually does the work?

The categorizing and reconciling run continuously and are reviewed by bookkeepers and finance professionals in our vetted network, so automation is always checked by a person. It sits in the same Business OS as your compliance and payroll.

Is my financial data secure?

Yes. Everything runs on SOC 2 Type II audited infrastructure with encrypted transport, and your statements are stored in your encrypted document vault.

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