File.Business
$0 formation + paid compliance plans.
Northwest Registered Agent is the gold-standard specialist registered agent service founded in 1998, with a strong reputation for privacy-first business filings. File.Business is the all-in-one business operating system that includes registered agent service free in year 1, plus banking integrations, payroll, compliance tracking across all 51 jurisdictions, BOI reporting, annual report tracking, 25 interactive legal forms, and 200+ contract templates. Here is the full comparison across pricing, features, and customer experience.
| Item | Northwest | File.Business |
|---|---|---|
| LLC formation service fee | $100 | $0 |
| Registered agent year 1 | $125 | Free |
| Registered agent renewals | $125/yr | $99/yr |
| BOI reporting | $9 add-on | Included |
| Annual report filing | $100+ add-on | Included with Pro |
| Compliance calendar across 51 states | No | Yes |
| 3-year total cost (single state) | $475+ | $198 |
| Feature | Northwest | File.Business |
|---|---|---|
| Registered agent · all 51 jurisdictions | Yes | Yes |
| Same-day formation in 5 states | Limited | Yes (DE, WY, NV, FL, TX) |
| Document vault | Basic | Audit-ready, SOC 2 |
| Business banking partners | No | Mercury, Chase, Brex, Relay |
| Payroll integration | No | Gusto, ADP, Justworks |
| Bookkeeping integration | No | QuickBooks, Xero, Bench |
| 25 interactive legal form builders | No | Yes |
| 200+ attorney-reviewed contracts | No | Yes |
| Trademark filing | Add-on | Included |
| 8 calculators (S-Corp savings, formation cost, etc.) | No | Yes |
| Glossary (377 terms) | No | Yes |
| Public API | No | Yes |
| Mobile app | No | Yes |
| Penalty-free guarantee | No | Yes |
| SOC 2 Type II certified | No | Yes |
| Privacy-first registered agent | Yes (signature service) | Yes |
| Founded | 1998 | 2017 |
Migration takes 5 minutes and saves you over $250 in the first 3 years:
Northwest built its reputation on privacy, and File.Business takes the same approach: we use our own business address on your public filings so your home address stays off the record, and we do not sell your data. Both are strong on privacy; the difference is that File.Business also brings your ongoing filings and deadlines into one connected system.
Northwest is a well-regarded, privacy-focused agent and formation service with a long track record and its own support style, and it is a genuinely good option. Where File.Business differs is the all-in-one compliance system that tracks and files your annual reports and other deadlines alongside the agent service, rather than agent service as the primary product.
It depends on the services you use, so rather than claim a figure, compare the multi-year cost of the registered agent plus any filings on the pricing page. We pass state fees through at cost, and consolidating your agent and compliance in one place can reduce both cost and effort over time.
You can, but it usually makes more sense to consolidate: having your agent and your filings in one system means notices, deadlines, and documents stay together rather than split across providers. We can become your agent with a simple change filing whenever you are ready to bring it together.
Yes: we scan and forward service of process and official state mail promptly, typically the same day, so you never miss a lawsuit or a compliance notice that starts a clock. Fast, reliable forwarding is a core part of the registered agent role, and we treat it that way.
Northwest is an excellent privacy-focused choice, and for someone who only wants a private registered agent, it is a strong pick. File.Business offers the same privacy posture plus integrated compliance, so it fits better if you also want your annual reports, amendments, and deadlines handled in the same place rather than separately.
No: changing your registered agent is a simple state filing that does not affect your entity, name, EIN, or standing, and we handle it for you. Your company continues exactly as before, just with the agent record updated and your notices flowing to us going forward.
Yes: we provide registered agent service in every state and track the annual reports and deadlines each one requires, coordinating multi-state coverage under one account, so a business operating across states has its agent and compliance in a single system.
Compared across the seven dimensions that matter to a US founder: pricing transparency, compliance automation breadth, international-founder support, API + builder access, customer support depth, brand recognition, and mobile experience. File.Business leads on the first four; Northwest Registered Agent leads on phone-support depth, privacy-by-default positioning, RA-focused brand for 20+ years. The full line-by-line breakdown is below.
$0 formation + paid compliance plans.
$100 + $125/yr RA
No state-fee markup. Pay only the state fee. 60-day money-back guarantee.