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File.Business
$0 formation + paid compliance plans starting $99/yr.
3Wins
4.9★8,200+ reviews
220KFormed
Side-by-side comparison
Lower RA · self-serve UX
File.Business vs Swyft Filings.
Swyft Filings is a fast LLC formation service with multiple processing speed tiers. File.Business is a full business operating system with ongoing compliance, tax CPA network, contracts, and operator depth.
File.Business vs Swyft Filings
3 of 4 dimensions where File.Business is the stronger choice. Below: the line-by-line comparison.
SW
Swyft Filings
$0 + state
1Wins
, Public reviews
, Customers
DimensionFile.BusinessSwyft Filings
Formation cost$0 + state$0 + state
Annual reportsAuto-filedAdd-on
Compliance dashboardFullBasic
Customer supportPhone + chatChat
The summary: Swyft Filings leads with formation speed and price tiers. File.Business leads with operator-stack depth. Pick Swyft if formation-only; pick File.Business if you want long-term operator infrastructure.
File.Business strengths
- Full business operating system not just formation.
- Partner CPA + attorney network.
- BOI filing included in formation.
- 349-term glossary, 50+ guides, learning center.
- Industry verticals across 15 specialized solutions.
Swyft Filings strengths
- Multiple processing speed tiers including same-business-day.
- Lower entry pricing starting around $49.
- Trademark registration service.
- Annual report filing service.
Who picks which
Find your fit.
Pick Swyft Filings if
- You want the fastest possible formation with no other services.
- You are price-shopping pure formation.
- You have an LLC ready to file and want speed above all.
Pick File.Business if
- You want ongoing tax, compliance, contracts, and operator infrastructure.
- You will need CPAs and attorneys for follow-up work.
- You are an operator who wants entity hygiene managed long-term.
Feature comparison
Side-by-side.
| Feature | File.Business | Swyft Filings |
|---|---|---|
| Starter pricing | $0 + state fee | $49 + state fee |
| Same-day filing | Coming Sprint 4 | Yes |
| Tax CPA network | Specialty-matched partners | None |
| Attorney network | Specialty-matched partners | None |
| Ongoing compliance | Full federal + state | Basic |
| BOI filing | Included | Add-on |
| Books/finance integration | Built-in via Growth tier | None |
| Cap table tools | Yes | None |
| Glossary + learning center | 349 terms + 50+ guides | Blog |
| Free legal forms | 25+ templates | Limited |
| Restricted industries policy | Explicit AUP | Not specified |
FAQ
Common questions.
How is File.Business different from Swyft Filings?
Swyft Filings is an established formation service that files your entity quickly, and for a one-time formation it works. The difference people notice is the model: File.Business keeps every filing, deadline, and document in one connected system with transparent pass-through pricing, rather than formation with add-ons and a separate ongoing agent arrangement.
Can I switch from Swyft to File.Business?
Yes: your LLC is yours, so you can change your registered agent and move ongoing filings to us with a simple change filing, without re-forming. We handle the agent change with the state and bring your compliance into one place going forward.
Do you offer the same filings?
Yes, and more: formation, EIN, registered agent, annual reports, amendments, dissolution, foreign qualification, and the broader set of state filings, plus compliance tracking, in one system. The difference is keeping filings and deadlines together rather than as separate purchases you coordinate.
How does registered agent pricing compare?
Both charge a per-year agent fee, and with any formation provider the key is whether a low first year rises afterward, so compare the multi-year cost. Our pricing is on the pricing page, passed through transparently so you see the state fee and ours separately.
Will my company change if I switch?
No: switching providers does not affect your entity, name, EIN, or formation date, since those live with the state and IRS, not the service. We become your agent and take over filings going forward, so the transition is invisible to your business.
Do you upsell add-ons?
No: rather than a low formation price padded by checkout add-ons, we price transparently for the filings you need and let you add services when you genuinely require them, without a funnel pushing extras at every step.
Do you handle ongoing compliance, not just formation?
Yes: we track and file your annual reports and other deadlines so your company stays in good standing, rather than formation being the end of the relationship. Ongoing compliance in one place is the core of what we do.
Why choose File.Business over Swyft Filings?
If you want every filing and deadline in one place with transparent pricing and ongoing compliance handled, rather than a one-time formation with add-ons, File.Business fits. We migrate your agent and compliance without re-forming the company, so there is no disruption.
Try File.Business.
$0 service fee on formation. 60-day money-back guarantee. Cancel anytime.
SOC 2 Type II audited
220,000+ businesses. 60-day money-back. State fees passed through at cost.
Your operating system, not a transaction
Every deadline auto-tracked across your entities. Compliance Score visible year-round.
Transparent pricing
No hidden fees. No upsells at checkout. State fees disclosed upfront.