$400K
QBI
Tax Planning
20% pass-through deduction
Optimize Section 199A QBI. 20% deduction on pass-through income.
Section 199A allows pass-through business owners (LLCs, S-Corps, partnerships, sole props) to deduct up to 20% of their Qualified Business Income (QBI). Significant tax savings: $200K QBI at 37% bracket saves $14,800 in tax. The catch: complex limitations. Above $383K (married), the deduction is capped at 50% of W-2 wages or 25% of W-2 wages plus 2.5% of unadjusted basis of qualified property. SSTBs (specified service trades) phase out entirely. We optimize structure.
How it works
How we handle Section 199A QBI, end-to-end.
Section 199A allows pass-through business owners (LLCs, S-Corps, partnerships, sole props) to deduct up to 20% of their Qualified Business Income (QBI).
1
Income + structure review
We review your business income, entity structure (LLC, S-Corp, partnership), W-2 wages paid, and qualified property. Identify QBI optimization opportunities for current and future years.
2
SSTB determination
Specified Service Trades or Businesses (SSTBs) - law firms, accounting, consulting, health, financial services, certain athletic and performing arts - phase out the deduction above the income thresholds. We determine if you are an SSTB and model strategies.
3
W-2 wage optimization
Above the threshold, deduction caps at 50% of W-2 wages or 25% of W-2 wages + 2.5% of property basis. For S-Corp owners, increasing your own W-2 salary can expand the 199A cap. We model the trade-off.
4
Multi-entity strategy
For high earners with multiple income streams, splitting income across multiple entities (some SSTB, some non-SSTB) can preserve 199A on non-SSTB portions. We model multi-entity structures.
What we'll set up for you
A clean handoff, in four steps.
You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.
01 · Name + Brand
A name that's actually available.
Real-time check against the state register, USPTO trademark database, and matching domains.
02 · State filing
Filed with the Secretary of State.
We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.
03 · Federal IDs
EIN + the right tax setup.
Federal Employer ID with the IRS, plus state tax accounts when your business needs them.
04 · Stay compliant
Registered Agent + deadline tracking.
Your agent on file in every state, with every renewal and annual report tracked in one calendar.
Pricing
Transparent section 199a qbi pricing.
Government fees pass through at cost. No upsells.
Standard analysis
$2999
QBI optimization review.
Income and structure review, SSTB determination, W-2 wage analysis, recommended strategies. Implementation guidance.
Get startedAnnual subscription
$1499
Year-end optimization annually.
Year-end 199A review and optimization annually. Confirms strategies still applicable, adjusts for income or threshold changes, models for current year.
Get startedMulti-entity strategy
$9999
Restructure for QBI.
For high earners benefiting from multi-entity strategies: entity restructuring, new entity formation, asset transfers, ongoing operational separation. Includes legal coordination for multi-entity setups.
Get started FAQ
About the Section 199A QBI Optimization Service.
What is the Section 199A QBI deduction?
Section 199A gives many pass-through business owners a deduction of up to 20 percent of their qualified business income, lowering the effective tax rate on profit from an LLC, partnership, or S-corp. It is a significant benefit for eligible owners. We form the entity and flag how the deduction may apply to you.
Who qualifies for the QBI deduction?
Owners of pass-through businesses, sole proprietorships, LLCs, partnerships, and S-corps, may qualify, subject to income thresholds and limits, with additional restrictions for certain service businesses at higher incomes. We flag whether your business and income likely qualify so you factor it into planning.
What is a specified service trade or business?
It is a category, including fields like law, accounting, consulting, and health, where the QBI deduction phases out above certain income levels, unlike most other businesses. If you are in a service field, income matters more, and we flag how your business type affects eligibility.
How much can the deduction save?
Up to 20 percent of qualified business income can be deducted, which meaningfully lowers the tax on profit for eligible owners, though wage and property limits and income thresholds can reduce it. We flag how it interacts with your entity and any S-corp election in your planning.
Does an S-corp election affect QBI?
It can: paying yourself a salary in an S-corp reduces the QBI eligible for the deduction but also cuts self-employment tax, so the two interact and the optimal balance depends on your numbers. We flag this trade-off so an election is weighed with QBI in mind.
Is the QBI deduction permanent?
It was enacted with an expiration in mind under current law, so it may change, which makes it worth using while available but not something to build a structure solely around. We flag its status so your planning accounts for it without over-relying on it.
Do I need to do anything to claim it?
It is claimed on your tax return based on your qualifying income, so no separate election, but your entity structure, wages, and income affect how much you get. We keep your entity and records organized so the deduction is straightforward to compute and support.
Does my business type or income limit it?
Yes: above certain income thresholds, wage and property limits apply to most businesses, and service businesses phase out, so both income level and business type affect the deduction. We flag how yours is treated so it factors into entity and salary decisions.
Can File.Business help me plan around QBI?
We form the entity and flag how the QBI deduction interacts with your business type, income, and any S-corp election, coordinating with your tax professional, so your structure supports the deduction rather than inadvertently reducing it.
SOC 2 Type II audited
220,000+ businesses. 60-day money-back. State fees passed through at cost.
Your operating system, not a transaction
Every deadline auto-tracked across your entities. Compliance Score visible year-round.
Transparent pricing
No hidden fees. No upsells at checkout. State fees disclosed upfront.