The platform pays you. The rest is on you
Rideshare, delivery, medical transport, and livery each carry different permits, and all of them pay you as a contractor with no tax withheld. Miss the permits for your lane and you are exposed; miss the taxes and the bill lands in April. We form the entity, get the permits your lane needs, and set up your self-employment taxes.
The app books the ride. It does not run your business
The platform sends you fares and a 1099, and then steps back. It does not withhold your taxes, so self-employment tax and quarterly estimates are on you. It does not get the local permit a delivery or livery business needs, or the state authority medical transport requires. And it does not put a business between you and a claim from an accident.
We form the entity, get the permits your specific lane requires, and set up your quarterly taxes with your mileage and vehicle deductions organized, so what you keep is not eaten by a spring tax bill or a missing permit.
- Driving under your own name
- No permit for a regulated lane
- No quarterly taxes set aside
- Mileage and expenses untracked
- Personal auto policy that excludes the work
- An LLC between you and a claim
- The permits your lane requires
- Quarterly estimates set up
- Mileage organized for the deduction
- Entity and permits matched to your coverage
Pick your lane, see what it takes
The permits and regulation change completely from rideshare to medical transport. Choose yours to see the exact stack we set up.
As a solo rideshare driver you mostly operate under the platform's for-hire authority, so your pieces are the entity, the taxes, and the right insurance. We set those up. Form your LLC.
Everything a transportation business needs, in one place
Entity, permits, and tax, handled and kept current together.
LLC formation
A shield around the driving
EIN
Federal tax ID for the business
Lane permits
For-hire, livery, or medical
Quarterly taxes
Self-employment on 1099 income
Business banking
Fares and expenses separated
Driver agreements
When you hire other drivers
S-corp election
When your profit makes it pay
Compliance calendar
Permits and renewals, tracked
From first fare to permitted and taxed right
Five steps, in the right order. Select one to see the detail.
Form the LLC that shields you
Carrying passengers or cargo is exactly the risk an LLC is for. It separates your personal assets from a claim tied to the driving. We form it in your state, with fees passed through at cost.
A shield between you and a road claim.Get your EIN and business banking
The EIN is your federal tax ID, and a business account keeps fares, fuel, and vehicle costs separate from your personal money, which makes tax time and deductions far cleaner.
A dedicated account for fares and expenses.Get the permits your lane requires
Rideshare is light, but delivery needs a local license, livery needs a for-hire permit, and medical transport needs state authority and inspections. We identify your lane's requirements and file them.
The right permits for your kind of driving. Business licenses.Set up quarterly taxes and deductions
Because no tax is withheld from platform pay, we set up your quarterly estimated payments for income and self-employment tax, and organize your mileage and vehicle costs so you claim the deductions drivers rely on.
Estimates set, mileage organized. On the calendar.Grow from one car to a fleet
When you add vehicles and hire drivers, payroll, workers comp, and driver classification appear, and larger vehicles can bring federal authority. We handle the registrations and flag an S-corp election when your profit supports it.
Drivers, vehicles, and elections in the calendar.Built for your lane and your 1099, not a generic filing
Most setups skip the lane permits and the quarterly taxes. Here is the difference.
| Capability | File.Business | DIY forms | The platform alone | Generic filer |
|---|---|---|---|---|
| LLC for a road claim | Forms only | Not available | Formation only | |
| Lane permits filed | Not available | Not available | Varies | |
| Quarterly self-employment taxes | Not available | Not available | Per filing | |
| Mileage and deductions organized | Not available | Reports only | Varies | |
| Fleet and driver growth handled | Not available | Not available | Not available | |
| Transparent, published pricing | Fees vary | Per filing |
The honest version. A good accountant is worth it for maximizing your mileage and vehicle deductions, and an insurance agent for the right commercial coverage, and nothing here is legal advice. What File.Business does is form the entity, get your lane permits, and set up your taxes, so your specialists focus on their part. Compare on the comparison hub.
An operator who knows the driving playbook
Ask in plain English. BosAI knows lane permits, 1099 taxes, and mileage deductions.
The app already takes a cut. Why do I owe more tax?
I want to do non-emergency medical rides. Anything different?
Should I be an S-corp?
No more April surprise
I drove for two years on my personal insurance and got hit with a tax bill I could not cover, because nobody told me to pay quarterly. File.Business set me up as an LLC, got my quarterly estimates going, and organized my mileage so I finally claimed the deduction. When I moved into medical transport, they handled the state registration. I know what I owe now, and I sleep fine.
Representative composite based on driver outcomes. Nothing here is legal or tax advice; consult your professionals for your situation.
The entity, the permits, and the taxes
Practical resources for setting up and running a transportation business. All free to read.
Straight answers on permits, taxes, and fleets
Do I need an LLC to drive for a platform?
How do taxes work on 1099 rideshare or delivery income?
What permits does non-emergency medical transport need?
What about a black car, limo, or livery service?
Do I need commercial auto insurance?
When should a driver elect S-corp status?
What changes when I add vehicles or hire drivers?
Does this replace my accountant or insurance agent?
Drive with the business set up right
Form the LLC, get the permits your lane requires, and let us set up your quarterly taxes and organize your mileage. Start now, or talk with our team about your driving business.