For influencers and brand partners

Even the free stuff is income, and needs a tag

Brand deals, affiliate links, and the products brands send you all count as income, and most of it also needs an FTC disclosure. Miss the tax and it lands in April; miss the disclosure and it is a legal problem. We form the LLC, put your deals under it, register your trademark, and keep your taxes and disclosures straight.

Deals under an LLC Name trademarked Disclosures clear
The setup behind influencers and brand partners Brand deals under an LLC Name and handle trademarked 4.9 from 8,200+ reviews Disclosure obligations clear
Gifts count
Products sent for a post are taxable at their value
Disclose
Paid and gifted posts both require an FTC disclosure
Trademark
Your name and handle protected from copycats
Quarterly
Estimated taxes tracked across every payer
Two obligations creators miss

The free product is taxed, and it needs a tag

Two things surprise influencers. First, a product a brand sends you in exchange for a post is income, taxable at its fair market value, not a free gift. Second, every paid or gifted post carries an FTC obligation to clearly disclose the connection, whether or not the brand reminds you. Both the tax and the disclosure sit on you.

We form the LLC and put your brand deals under it, register a trademark on your name, and keep your income and disclosure obligations organized across every payer, so the business behind the brand is as solid as the content.

Posting on vibes
  • Deals signed in your personal name
  • Gifted products never counted as income
  • Disclosures inconsistent or missing
  • Name and handle unprotected
  • No quarterly taxes set aside
Set up on File.Business
  • Brand deals signed by your LLC
  • Gifted product tracked at its value
  • Disclosure obligations kept clear
  • Name and handle trademarked
  • Quarterly taxes on a calendar
Every income type has two obligations

Pick your income, see tax and disclosure

Select how you earn and watch two things appear for each: whether it is taxable, and whether it needs an FTC disclosure. The one people miss is gifted product.

How do you earn?
Income typeTaxDisclosure
How your business gets set up

From first brand deal to a real business

Five steps, in the right order. Select one to see the detail.

Step 1

Form the LLC your deals run through

Once brand deals are regular, an LLC keeps a dispute with the company instead of with you, separates your finances, and reads as more professional to bigger brands. We form it in your state, with fees passed through at cost.

A company between you and every brand.
Entity: LLC FORMED
Personal assets separated
Ready to sign deals
Step 2

Get your EIN and business banking

The EIN is your federal tax ID, and a business account is where brand payments, affiliate income, and platform payouts land, kept separate from your personal money so your taxes are clean.

One account for every payer.
EIN: ISSUED
Business banking opened
Ready to get paid
Step 3

Sign deals under the company, and trademark your name

We set your brand agreements up to be signed in the LLC's name, so a dispute stays with the business, and we register a trademark on your name and handle to protect against impersonators and copycats.

Deals under the LLC, name protected. Trademark.
Deals: UNDER LLC
Trademark filed
Brand protected
Step 4

Organize taxes and keep disclosures clear

Because your income comes from many payers with nothing withheld, and some of it is gifted product taxable at its value, we track it all and put your quarterly estimates on a calendar. We also keep your FTC disclosure obligations front and center.

Quarterly taxes set, disclosures clear. On the calendar.
Quarterly tax: SET
Disclosures tracked
Nothing piles up
Step 5

Grow the brand and keep it clean

As you launch merch, sell across states, and grow profit, we add sales tax where you gain nexus and flag an S-corp election when your numbers support it, so scaling the brand does not create a mess behind it.

Merch tax and elections in the calendar.
Filings: TRACKED
S-corp when it pays
Clean as you grow
How this compares for an influencer

Built for brand deals and disclosure, not a generic filing

Most setups skip the trademark, the gifted-product tax, and the disclosure. Here is the difference.

CapabilityFile.BusinessDIY formsLocal bookkeeperGeneric filer
LLC with deals run through itForms onlyNot availableFormation only
Trademark on name and handleNot availableNot availableAdd-on
Gifted-product income trackedNot availableSometimesNot available
FTC disclosure kept front and centerNot availableNot availableNot available
Merch sales tax handledNot availableVariesPer filing
Transparent, published pricingHourlyPer filing

The honest version. A good accountant is worth it for your return and S-corp payroll, and an attorney for a large brand contract or a dispute, and nothing here is legal advice. What File.Business does is form the business, file the trademark, set up sales tax, and keep your taxes and disclosure obligations organized, so your specialists handle the big moments. Compare on the comparison hub.

BosAI for influencers

An operator who knows the creator playbook

Ask in plain English. BosAI knows gifted-product tax, FTC disclosure, and trademarks.

BosAIOwner workspace, Jordan Ellis Media

A brand sent me a whole PR haul for free. That is not income, right?

If it came with an expectation that you post about it, it usually is. The IRS generally treats product sent in exchange for a mention as barter income, taxable at its fair market value. A truly no-strings gift is different, but the line is easy to cross. I am tracking the value of what you receive so it does not become a spring surprise.

Do I have to write ad even when it was just free product, not cash?

Yes. The FTC requires you to clearly disclose a material connection to a brand whether you were paid or received free product, using language people actually see. The obligation is on you, not just the brand. I keep that requirement front and center for your sponsored and gifted posts; the exact wording you apply on each post.

Should I trademark my handle?

If your name or handle is your brand, it is one of the best protections you can get. A registered trademark is your strongest tool against impersonators and people grabbing your name on other platforms or for merch. I can file it alongside your LLC. See trademark registration.
From a creator

The free stuff was the tax surprise

I had a great year of brand deals and PR packages and got blindsided by a tax bill, because nobody told me the free product counted as income. File.Business set me up as an LLC, moved my deals under it, filed a trademark on my handle, and put my quarterly taxes on a calendar that includes the value of gifted product. They keep my disclosure obligations in front of me too. Now the free stuff never catches me off guard.
Creator
Lifestyle influencer
Gifts
tracked at their value
Handle
trademarked
Disclosure
obligations kept clear

Representative composite based on creator outcomes. Nothing here is legal or tax advice; consult your professionals for your situation.

For the questions influencers actually ask

Straight answers on income, disclosure, and tax

Are gifted products taxable?
Often, yes. When a brand sends you a product in exchange for a post or an expected mention, the IRS generally treats it as barter income, taxable at the fair market value of what you received. Truly unsolicited gifts with no strings are different, but the line is easy to cross. We help you track the value of what you receive so it does not become a surprise.
Do I have to disclose paid and gifted posts?
Yes. The FTC requires you to clearly disclose a material connection to a brand, whether you were paid or received free product, using clear language like ad or sponsored that people actually see. Disclosure is a legal obligation on you, not just the brand. We keep the requirement front and center; the wording of each post is yours to apply.
Should I put my brand deals under an LLC?
It is a strong move once deals are regular. Signing brand agreements in your LLC's name keeps a dispute with the company rather than with you personally, separates your business finances, and looks more professional to larger brands. We form the LLC and set up banking so your deals run through the business.
Should I trademark my name or handle?
If your name or handle is your brand, yes. A registered trademark is your strongest tool against impersonators, copycats, and people who grab your name on other platforms or for merch. It is one of the most overlooked protections influencers need, and we can file it alongside your formation. See trademark registration.
How do taxes work on sponsorship and affiliate income?
It is all taxable business income, paid without withholding, often from many brands and platforms with a mix of 1099s. Because nothing is withheld, you generally make quarterly estimated payments. We organize the income across payers and put your quarterly taxes on a calendar so nothing piles up.
When should an influencer elect S-corp status?
Once your profit is steady and high enough, electing S-corp treatment can reduce self-employment tax on the portion you take as distributions, subject to a reasonable salary. Because influencer income can be uneven, we watch your numbers and file the election when it clearly helps. See S-corp election.
Do I charge sales tax on my merch?
For physical merch, generally yes, once your sales into a state cross its economic nexus threshold, though a print-on-demand or marketplace platform may collect in some states. Sales through your own store are your responsibility. We track nexus and set up collection where it is required. See sales tax registration.
Does this replace my accountant or attorney?
No, and this is not legal or tax advice. A good accountant is worth it for your return and S-corp payroll, and an attorney for a large brand contract or a dispute. File.Business forms the business, files the trademark, sets up sales tax, and keeps your taxes and disclosures organized, so your specialists handle the big moments. Talk to us.
Contracted, protected, and disclosed

Build the business behind the brand

Form the LLC, put your deals under it, register your trademark, and let us keep your taxes and disclosures straight, gifted product included. Start now, or talk with our team about your brand.

SOC 2 Type II · Not a law firm · State fees passed through at cost