One number, 47 signals.
47 signals tracked
12 state (AR, franchise, RA, good standing) + 18 federal (EIN, 2553, BOI, returns, ES tax) + 17 operational (OA, bylaws, cap table, vault, RA log).
300-850 scale
Familiar FICO-style scale. 750+ = excellent. 700-749 = good. 650-699 = fair. <650 = needs attention. Color-coded.
Daily refresh
State portal monitoring daily. Federal status weekly. Operational signals real-time as you update your BOS vault.
Drop alerts
Score drops trigger 24-hour email + SMS alert with the exact signal that changed. Immediate remediation path.
Lender + auditor recognition
Increasingly accepted by lenders + auditors as a quick view of compliance posture. PDF export with underlying detail.
Multi-entity portfolio view
Holdco + family office portfolio with 50+ entities? See each entity's score + aggregate health in one dashboard.
A clean handoff, in 4 steps.
Connect entities to BOS
Each entity onboarded. We pull state filings + federal records into your vault.
Score calculated daily
Weighted average across 47 signals. Each signal has a status (✓ / ⚠ / ✗) and weight.
Track in dashboard
Live gauge in your BOS dashboard. Trend over 90 days. Per-signal drill-down with remediation steps.
Resolve drops fast
Alerts at score drop. One-click remediation for most signals via Compliance Subscription.
One-time, or part of your BOS.
- Score view (300-850)
- 47-signal breakdown
- Read-only access
- Manual remediation
- Per-entity
- Live daily-refreshed score
- Drop alerts (email + SMS)
- Auto-remediation via Compliance Sub
- Multi-entity portfolio view
- BosAI to ask about drops
- Audit-ready PDF exports
Common questions.
How is the score calculated?
Weighted average of 47 signals. State signals weighted highest (because non-compliance has immediate good-standing consequences). Federal weighted second. Operational third.
Is this an official credit-bureau-style score?
No: it's our internal proprietary score, similar in spirit to FICO but specific to business compliance. PAYDEX (D&B) and Intelliscore (Experian) measure credit; Compliance Score measures regulatory posture.
Will lenders accept it?
Increasingly yes. Some SBA lenders + commercial banks now accept the PDF export as a quick compliance overview alongside the actual underlying documents.
What if my score is below 650?
We identify the specific failing signals and create a remediation roadmap. Most score recoveries within 30-60 days of starting remediation.
Does the score affect my credit?
No. Compliance Score doesn't report to personal or business credit bureaus. It's an internal measure of regulatory compliance.
Multi-entity portfolio: how does aggregation work?
Each entity has its own score. Portfolio view shows weighted average + worst-performing entities + aggregate signals (e.g. "3 of 12 entities have pending AR").
Can I see the underlying signals?
Yes. Drill into each signal: status, source (state portal / IRS / vault), last-verified timestamp, remediation steps if needed.
How private is the score?
Visible only to your authorized BOS users. Not shared with anyone unless YOU export the PDF + share it. SOC 2 controls.
Can I export the score for a lender?
Yes. PDF export shows: score, breakdown, signal-by-signal status, last-verified dates. Signed by File.Business + dated.